The People We Serve
HTF programs serve a broad range of the population throughout the County of Santa Barbara, California. HTF finances affordable rental and home ownership housing for working families, single parents, minimum wage earners to upper moderate-income workforce employees, farm workers, senior citizens, homeless persons, and other persons with special needs in Santa Barbara’s diverse communities.
The Revolving Loan Fund for Affordable Housing provides low-interest loans to housing sponsors that serve lower income residents, with primary focus on low-income households earning between 0-80% of Area Median Income.
The Workforce Homebuyer Program provides down payment loans to low-to-upper moderate income workers and families, allowing them to purchase a home in the community where they work.