The Housing Trust Fund of Santa Barbara County is a non-profit financing initiative whose mission is to expand affordable housing opportunities for the residents of Santa Barbara County, California. HTF helps maintain the socio-economic fabric of Santa Barbara County by addressing the fundamental building block of healthy communities – housing that is affordable to local workers and residents.

Our primary program is a $5.5 million Revolving Loan Fund that provides direct low-cost financing to facilitate rental and home ownership housing production throughout the county.  Our Workforce Homebuyer Program, launched in May 2012, provides down payment assistance to help low-to-moderate income households purchase a home in the community where they work, enabling a stable residence that strengthens the family and neighborhood.

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HTF would like to thank our Sponsors for their dedication to improving the lives of families and individuals, and all of the diverse communities throughout Santa Barbara County:

Pacific Western Bank

Bank of America

The Towbes Foundation