Programs
HTF operates two core programs:
Revolving Loan Fund
Our long-standing Revolving Loan Fund is operated in partnership with community lenders to offer below-market interest rate loans and technical assistance to eligible affordable housing sponsors of rental and home ownership projects that expand affordable housing opportunities for Santa Barbara County residents.
Workforce Home Buyer Program
The Workforce Home Buyer Program provides deferred down payment loans to help low-to-moderate income working families purchase an entry-level, market rate home in the Santa Barbara County community where they work, enabling a stable residence that strengthens the family and the local neighborhood.