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The People We Serve

Families construct their own homes

HTF programs serve a broad range of the population throughout the County of Santa Barbara, California. HTF finances affordable rental and home ownership housing for working families, single parents, minimum wage earners to upper moderate-income workforce employees, farm workers, senior citizens, homeless persons, and other persons with special needs in Santa Barbara’s diverse communities.


Casa de las Flores-People's Self-Help Ho

The Revolving Loan Fund for Affordable Housing provides low-interest loans to housing sponsors that serve lower income residents, with primary focus on low-income households earning between 0-80% of Area Median Income.

Yellow house with white trim

The Workforce Homebuyer Program provides down payment loans to low-to-middle income workers and families, allowing them to purchase a home in the community where they work.

Four people standing in a 3D printing workshop

The new Housing Innovations Program will research and demonstrate innovative technologies that can reduce the cost of constructing affordable housing and encourage sustainability through the use of natural, recycled, climate resilient and fire-resistant building materials and state-of-the-art energy systems.



Jennifer McGovern
President and CEO
(805) 770-5261


Yvette Lounsbury
Homebuyer Loan Administrator
(805) 845-3585

© 2024 Housing Trust Fund of Santa Barbara County


Housing Trust Fund
of Santa Barbara County
P. O. Box 60909
Santa Barbara, CA 93160-0909

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