Programs

HTF operates these core programs:

REVOLVING LOAN FUND

The Revolving Loan Fund for Affordable Housing provides low-interest loans to housing sponsors that serve lower income residents, with primary focus on low-income households earning between 0-80% of Area Median Income.

Two story yellow house with garage

WORKFORCE HOME BUYER PROGRAM

The Workforce Homebuyer Program provides down payment loans to low-to-middle income workers and families, allowing them to purchase a home in the community where they work.

HOUSING INNOVATIONS

The new Housing Innovations Program will research and demonstrate innovative technologies that can reduce the cost of constructing affordable housing and encourage sustainability through the use of natural, recycled, climate resilient and fire-resistant building materials and state-of-the-art energy systems.

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MAIN OFFICE

Jennifer McGovern
President and CEO
(805) 685-1949
J.McGovern@sbhousingtrust.org

WORKFORCE HOMEBUYER OFFICE

Yvette Lounsbury
Homebuyer Loan Administrator
(805) 845-3585
YLounsbury@sbhousingtrust.org

© 2021 Housing Trust Fund of Santa Barbara County

ADDRESS

Housing Trust Fund
of Santa Barbara County
P. O. Box 60909
Santa Barbara, CA 93160-0909

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